MONEY GREY

Personal Loan Disclosure

Simple, transparent and clearly disclosed loan information before you apply.

₹
₹50K – ₹20L Loan Amount
₹
LOAN AMOUNT ₹50,000 – ₹20,00,000

Subject to eligibility and credit assessment.

%
INTEREST RATE 7.5% – 22% p.a.

Actual rate depends on applicant profile and assessment.

A
MAXIMUM APR Up to 22% p.a.

Including applicable interest and eligible charges.

↗
REPAYMENT TENURE 6 – 120 Months

Final tenure depends on approved loan terms.

✓
Important Loan Disclosure

Loan approval is subject to eligibility, KYC verification, document verification and credit assessment. The final interest rate, APR, processing fees, applicable taxes, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before loan acceptance.

EMI Example

How Much Would the EMI Be on a ₹1 Lakh Loan?

The example below is provided to help you understand how the loan amount, interest rate and repayment period can affect your estimated monthly EMI and total repayment.

LOAN AMOUNT ₹1,00,000
REPAYMENT PERIOD 24 Months
EXAMPLE INTEREST RATE 12% p.a.
i
How does this example work? If you take a ₹1,00,000 personal loan for 24 months at an example interest rate of 12% p.a., the estimated EMI would be approximately ₹4,707 per month. The total estimated repayment would be approximately ₹1,12,968, including approximately ₹12,968 in interest.

Note: This calculation is provided for illustrative purposes only. Actual interest rates, APR, EMI, fees, taxes and repayment terms may vary based on eligibility, credit assessment and approved loan terms. Final details will be provided in the applicable KFS, sanction letter and loan agreement.

★ SIMPLE PROCESS

Apply for a Personal Loan
in 4 Simple Steps

Complete your online application, submit the required documents and proceed through verification and credit assessment.

01
↗

Submit Your Application

Complete the online application with accurate personal, employment and financial information.

APPLICATION
02
▣

Upload Documents

Upload PAN, Aadhaar, income proof, bank statements and additional documents as required.

DOCUMENTS
03
✓

Eligibility & Verification

Your identity, income, repayment capacity and other eligibility criteria are reviewed.

VERIFICATION
04
₹

Approval & Disbursal

If approved, final loan terms are communicated before acceptance and funds are disbursed to your verified bank account.

DISBURSAL
✓

Submission of an application does not guarantee loan approval. Approval and disbursal remain subject to eligibility, verification, credit assessment and applicable lending policies.

PERSONAL LOAN DISCLOSURE

Transparent Loan Information

Applicable interest rates, fees, charges and repayment terms are disclosed before loan acceptance.

MAXIMUM APR 22% per annum
%

Maximum Annual Percentage Rate (APR) is inclusive of applicable interest and certain fees wherever applicable.

Interest Rate 7.5% – 22%
Processing Fee Up to 2% + GST
Repayment 6 – 120 Months
FEES & CHARGES

Applicable Charges

₹
Processing Fee Up to 2% + GST
Documentation Charges Up to ₹500*
Stamp Duty / Agreement As per state laws
EMI Bounce Charges ₹590 + taxes*
Mandate Rejection ₹250 / instance*
Late Payment As applicable
WHY CHOOSE US

Why Choose MoneyGrey?

₹

Flexible Loan Amount

Personal loans starting from ₹50,000 up to ₹20,00,000, subject to eligibility and credit assessment.

▣

Simple Documentation

Submit KYC, PAN, Aadhaar, income proof and supporting documents through the application process.

✓

Safe & Secure

Customer information and submitted documents are handled through secure systems.

%

Transparent Charges

Applicable fees, interest rates and repayment terms are disclosed before loan acceptance.

◷

Flexible Repayment

Choose repayment tenures ranging from 6 to 120 months, subject to approved loan terms.

↗

Dedicated Support

Our support team assists customers throughout the application, verification and servicing process.

Important Disclosure

Submission of a loan application does not guarantee loan approval. Final sanctioned loan amount, interest rate, APR, repayment period, processing fees, applicable taxes, other charges, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before acceptance.

ABOUT MONEY GREY

Transparent Loan Solutions Built Around Your Financial Needs

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about-icon

Clear Loan Information

We provide clear information about applicable interest rates, fees, repayment terms and eligibility requirements, so applicants can understand the loan before applying.

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Responsible Assessment

Every application is subject to applicable eligibility criteria, verification and credit assessment. Loan amount, interest rate and approval are not guaranteed.

about-icon

Transparent & Secure Process

We aim to keep the application and loan journey clear, with information on documentation, applicable charges, repayment obligations and customer support.

MONEY GREY

Personal Loan Disclosure

Simple, transparent and clearly disclosed loan information before you apply.

₹
₹50K – ₹20L Loan Amount
₹
LOAN AMOUNT ₹50,000 – ₹20,00,000

Subject to eligibility and credit assessment.

%
INTEREST RATE 7.5% – 22% p.a.

Actual rate depends on applicant profile and assessment.

A
MAXIMUM APR Up to 22% p.a.

Including applicable interest and eligible charges.

↗
REPAYMENT TENURE 6 – 120 Months

Final tenure depends on approved loan terms.

✓
Important Loan Disclosure

Loan approval is subject to eligibility, KYC verification, document verification and credit assessment. The final interest rate, APR, processing fees, applicable taxes, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before loan acceptance.

★ SIMPLE PROCESS

Apply for a Personal Loan
in 4 Simple Steps

Complete your online application, submit the required documents and proceed through verification and credit assessment.

01
↗

Submit Your Application

Complete the online application with accurate personal, employment and financial information.

APPLICATION
02
▣

Upload Documents

Upload PAN, Aadhaar, income proof, bank statements and additional documents as required.

DOCUMENTS
03
✓

Eligibility & Verification

Your identity, income, repayment capacity and other eligibility criteria are reviewed.

VERIFICATION
04
₹

Approval & Disbursal

If approved, final loan terms are communicated before acceptance and funds are disbursed to your verified bank account.

DISBURSAL
✓

Submission of an application does not guarantee loan approval. Approval and disbursal remain subject to eligibility, verification, credit assessment and applicable lending policies.

PERSONAL LOAN DISCLOSURE

Transparent Loan Information

Applicable interest rates, fees, charges and repayment terms are disclosed before loan acceptance.

MAXIMUM APR 22% per annum
%

Maximum Annual Percentage Rate (APR) is inclusive of applicable interest and certain fees wherever applicable.

Interest Rate 7.5% – 22%
Processing Fee Up to 2% + GST
Repayment 6 – 120 Months
FEES & CHARGES

Applicable Charges

₹
Processing Fee Up to 2% + GST
Documentation Charges Up to ₹500*
Stamp Duty / Agreement As per state laws
EMI Bounce Charges ₹590 + taxes*
Mandate Rejection ₹250 / instance*
Late Payment As applicable
WHY CHOOSE US

Why Choose MoneyGrey?

₹

Flexible Loan Amount

Personal loans starting from ₹50,000 up to ₹20,00,000, subject to eligibility and credit assessment.

▣

Simple Documentation

Submit KYC, PAN, Aadhaar, income proof and supporting documents through the application process.

✓

Safe & Secure

Customer information and submitted documents are handled through secure systems.

%

Transparent Charges

Applicable fees, interest rates and repayment terms are disclosed before loan acceptance.

◷

Flexible Repayment

Choose repayment tenures ranging from 6 to 120 months, subject to approved loan terms.

↗

Dedicated Support

Our support team assists customers throughout the application, verification and servicing process.

Important Disclosure

Submission of a loan application does not guarantee loan approval. Final sanctioned loan amount, interest rate, APR, repayment period, processing fees, applicable taxes, other charges, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before acceptance.

LOAN PRODUCTS

Financing Options For Your Different Needs

Explore financing options for different personal requirements. Interest rates, loan amounts, tenure and applicable charges may vary based on the product, eligibility and credit assessment.

01
01 / 06
PERSONAL FINANCING

Personal Loan

For eligible personal financial requirements.

INTEREST RATE 10.5% – 22% p.a.
TENURE 12 – 60 Months
LOAN AMOUNT ₹50,000 – ₹20 Lakh+
Rates and terms are subject to eligibility, assessment and applicable product terms.
Learn More ↗
02
02 / 06
HEALTHCARE FINANCING

Medical Loan

For eligible medical and healthcare-related expenses.

INTEREST RATE 10.5% – 22% p.a.
TENURE 12 – 60 Months
LOAN AMOUNT ₹50,000 – ₹20 Lakh+
Rates and terms are subject to eligibility, assessment and applicable product terms.
Learn More ↗
03
03 / 06
EDUCATION FINANCING

Education Loan

For eligible education-related requirements.

INTEREST RATE 10.5% – 22% p.a.
TENURE 12 – 60 Months
LOAN AMOUNT ₹50,000 – ₹20 Lakh+
Rates and terms are subject to eligibility, assessment and applicable product terms.
Learn More ↗
04
04 / 06
PERSONAL FINANCING

Wedding Loan

For eligible wedding-related expenses.

INTEREST RATE 10.5% – 22% p.a.
TENURE 12 – 60 Months
LOAN AMOUNT ₹50,000 – ₹20 Lakh+
Rates and terms are subject to eligibility, assessment and applicable product terms.
Learn More ↗
05
05 / 06
HOME IMPROVEMENT

Home Renovation Loan

For eligible home improvement requirements.

INTEREST RATE 10.5% – 22% p.a.
TENURE 12 – 60 Months
LOAN AMOUNT ₹50,000 – ₹20 Lakh+
Rates and terms are subject to eligibility, assessment and applicable product terms.
Learn More ↗
06
06 / 06
DEBT MANAGEMENT

Debt Consolidation

For eligible applicants seeking to consolidate existing obligations.

INTEREST RATE 10.5% – 22% p.a.
TENURE 12 – 60 Months
LOAN AMOUNT ₹50,000 – ₹20 Lakh+
Rates and terms are subject to eligibility, assessment and applicable product terms.
Learn More ↗
Transparent Loan Information

The interest rate, processing fee, tenure, loan amount, taxes and other applicable charges may differ based on the selected product and individual assessment. Final terms will be provided to the applicant before acceptance.

ABOUT MONEY GREY

Clear Loan Solutions For Your Financial Needs

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Clear Information Before You Apply

Money Grey provides information about available loan options, applicable eligibility requirements, interest rates, charges and repayment terms to help applicants understand the product before applying.

  • check2 Clear Information on Loan Terms
  • check2 Applicable Fees & Charges Disclosed
  • check2 Repayment Terms Explained Clearly
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Loan Options From ₹50,000 to ₹20 Lakh+

Explore loan options designed for different financial requirements. The loan amount, tenure and applicable terms depend on the applicant's eligibility, verification and credit assessment.

  • check2 Loan Options Based on Eligibility
  • check2 Flexible Loan Amounts Where Applicable
  • check2 Terms Shared Before Final Acceptance
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Assessment Based on Applicable Criteria

Loan applications are reviewed using applicable eligibility, verification and credit assessment criteria. Submission of an application does not guarantee loan approval or a specific loan amount.

  • check2 Basic Eligibility Assessment
  • check2 Verification of Required Information
  • check2 Credit Assessment Where Applicable

Understand Repayment & Get Customer Support

Before accepting a loan, applicants can review the applicable repayment schedule, interest, charges and other relevant terms. Customer support is available for application and loan servicing related queries.

  • check2 Clear Repayment Information
  • check2 Applicable Charges Explained
  • check2 Customer Support for Loan Queries
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LOAN PLANNER

Plan Your Loan With Confidence

Select your preferred loan amount and repayment tenure to understand your indicative monthly repayment.

Loan Amount Select your preferred amount
₹50,000
₹50,000 ₹20,00,000
Repayment Tenure Choose your repayment period
12 Months
12 Months 60 Months
Applicable Interest Rate Rate may vary based on eligibility, assessment and applicable terms.
12% p.a.
Apply Loan Now
Indicative Monthly EMI Based on the selected amount, rate and tenure
₹0
Principal ₹0
Estimated Interest ₹0
Total Repayment ₹0
Repayment Composition Principal 0% · Interest 0%
Principal Interest
Transparent calculation
Flexible repayment tenure
REPAYMENT SCHEDULE

Indicative Amortization Schedule

Monthly estimate
Month Principal Interest EMI Balance

Important: Calculations are illustrative only. Actual pricing, EMI and repayment schedule may vary based on the sanctioned loan, applicable interest rate, tenure, fees, taxes and other applicable terms. This calculator does not constitute an offer, sanction or guarantee of a loan.

EMI CALCULATOR

Plan Your Loan With Clear EMI Estimates

Adjust the loan amount, interest rate and repayment tenure to understand your estimated monthly EMI, total interest and overall repayment.

LOAN DETAILS

Calculate Your Estimated EMI

Enter your preferred loan details below. You can change the values anytime to compare different repayment scenarios.

₹
₹50K ₹20L
%
1% 36%
Months
12 Months 60 Months
%

Enter the applicable processing fee, if any. Leave 0 if not applicable.

ESTIMATED MONTHLY EMI

₹16,607

Illustrative Estimate
Principal ₹5,00,000
Total Interest ₹97,852
Total Repayment ₹5,97,852
Processing Fee ₹0
REPAYMENT BREAKDOWN

Principal & Interest

Principal Interest
Total ₹5.98L
Principal 84%
Interest 16%
HOW IT WORKS

How to Use the EMI Calculator

Follow these simple steps to get an indicative estimate of your monthly repayment.

01

Choose Loan Amount

Enter the amount you want to calculate, from ₹50,000 up to ₹20 Lakh.

02

Enter Interest Rate

Enter the applicable annual interest rate provided for your loan.

03

Select Tenure

Choose your repayment period between 12 and 60 months.

04

Review Your Estimate

Compare estimated EMI, interest and total repayment before applying.

REPAYMENT OVERVIEW

Understand Your Repayment

The chart shows how your estimated repayment is distributed between principal and interest over time.

REPAYMENT SCHEDULE

Monthly Amortization Schedule

This illustrative schedule shows the estimated split between principal and interest for each month.

Month Opening Balance EMI Principal Interest Closing Balance

Important: The EMI figures shown above are illustrative estimates calculated using the information entered by the user. Actual EMI, interest rate, loan amount, tenure, fees, taxes and repayment schedule may differ based on the applicable loan terms and final assessment. This calculator does not constitute an offer, sanction or guarantee of loan approval. Please review the applicable loan agreement and disclosures before accepting any loan.

CREDIT SCORE CHECK

Understand Your CIBIL Score

Your CIBIL score is a three-digit number that reflects your credit history and helps lenders assess your credit profile during a loan application.

✓

Know Your Credit Profile

Understand your credit score range before applying for a loan.

✓

Make Informed Decisions

Review your credit position and loan requirements with greater clarity.

✓

Transparent Process

Credit assessment and loan decisions remain subject to applicable eligibility criteria.

THE 300–900 SCALE

Where does a score like this fall?

—
Check your score below
+91
6ZF3V
✓

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CREDIT PROFILE INDICATOR

Your Score Range

✓
➜
700+ Illustrative
700+ Score Range
Poor 300–549
Fair 550–649
Good 650–749
Excellent 750–900
Score Scale 300 – 900
Displayed Range 700+
Credit Indicator Good Range

The 700+ value shown above is an illustrative demonstration value and is not an actual CIBIL bureau score or credit report. Actual credit information may vary and is subject to authorised credit-bureau information.


Loan Process

How It Works Simple 5-Step Flow

Understand the application journey from eligibility assessment to disbursement, subject to applicable lending conditions.

Apply Loan Now STEP 01

Apply Loan Now

Submit your basic information to begin the eligibility assessment process.

Apply Loan Now
Submit Application STEP 02

Submit Application

Provide the required information and documents for the applicable application process.

Submit Application
Verification and Assessment STEP 03

Verification & Assessment

The information provided and applicable credit profile are reviewed as part of the assessment.

Learn More
Lender Decision STEP 04

Lender Decision

The application is reviewed according to the applicable lending criteria and assessment process.

View Details
Loan Disbursement STEP 05

Disbursement

If approved and all applicable conditions are satisfied, the sanctioned amount is disbursed.

Get Started

*Important: Loan approval and disbursement are subject to applicable eligibility criteria, verification, lender assessment and execution of required documentation.

PRICING TRANSPARENCY

Interest Rate & Charges

Clear information about interest rates, applicable fees, charges, tenure and the overall cost of borrowing helps applicants understand the loan terms before proceeding.

LOAN PRICING DISCLOSURE

Interest Rate, APR & Applicable Charges

INTEREST RATE 10.50% – 22.00% Per annum
LOAN TENURE 12 – 60 Months
LOAN AMOUNT ₹50K – ₹20L+ Subject to eligibility
DETAILED DISCLOSURE

Applicable Pricing & Charges

Particular Details
Loan Amount
₹50,000 – ₹20 Lakh+ Subject to eligibility and applicable assessment.
Interest Rate
10.50% – 22.00% p.a. The applicable rate within this range may vary based on borrower profile, credit assessment, loan product, tenure and applicable pricing parameters.
APR
As disclosed in the applicable KFS APR represents the applicable all-inclusive annualised cost as disclosed in the relevant Key Fact Statement.
Processing Fee
As applicable Any applicable processing fee will be disclosed in the relevant loan documentation before acceptance.
GST / Taxes
As applicable Applicable taxes and statutory levies, if any, will be charged as per applicable law.
Tenure
12 – 60 months The available tenure may vary depending on the loan product and eligibility.
Late Payment Charges
As per applicable agreement Any applicable overdue or late-payment charges will be disclosed in the applicable loan documentation.
Foreclosure / Prepayment
As applicable Applicable terms, conditions and charges, if any, will be disclosed in the relevant agreement.
Other Charges
As disclosed in applicable documents No charge should be assumed unless it is disclosed in the applicable documentation.
UNDERSTANDING YOUR LOAN COST

What determines the applicable pricing?

Applicant Profile

Eligibility and other relevant applicant information may be considered during assessment.

Credit Assessment

Credit profile and other applicable assessment parameters may influence the final loan terms.

Loan Product

Pricing and charges may differ according to the applicable loan product and its terms.

Tenure & Amount

Loan amount and repayment tenure form part of the applicable repayment structure.

Important Pricing Information

The interest rate, APR, fees, charges and repayment obligations applicable to a borrower may vary based on eligibility, credit assessment, loan product, tenure and applicable terms. The final pricing applicable to a borrower will be communicated through the relevant Key Fact Statement, loan agreement and other applicable documentation before acceptance.

Review Before You Accept

Applicants should review the applicable interest rate, APR, fees, taxes, repayment schedule and other charges in the relevant documents before accepting the loan.

The information displayed on this page is for general information and does not constitute a loan offer, sanction or guarantee. Final loan amount, interest rate, APR, fees, charges, tenure and repayment obligations are subject to applicable eligibility criteria, assessment and loan documentation.
APPLICATION INFORMATION

Documents & Eligibility

Review the general documentation and eligibility requirements before submitting your loan application.

01 / DOCUMENTATION

Documents Required

Applicants may be required to provide the following documents for identity, address, income and application assessment purposes.

PAN Card

PAN card may be required for identity and financial verification.

01

Address / Identity Proof

Valid address or identity proof may be required as applicable.

02

Income Proof

Income-related documents may be requested for assessment where applicable.

03

Bank Statement

Recent bank statements may be required as part of the applicable assessment process.

04

Salary Slips / Business Proof

Salary slips or relevant business documents may be required where applicable.

05

Photograph

A recent photograph may be requested where applicable.

06
Additional Documentation

Additional documents may be requested depending on the applicant profile, loan product and applicable lending requirements.

02 / BASIC REQUIREMENTS

Eligibility Criteria

Eligibility is assessed based on applicable lending criteria, applicant information and the relevant loan product requirements.

MINIMUM AGE XX Years Subject to applicable criteria
MAXIMUM AGE XX Years Subject to applicable criteria
MINIMUM MONTHLY INCOME ₹XX,XXX If applicable

Basic Eligibility

Applicant must satisfy the applicable eligibility criteria for the selected loan product.

Indian Residency

Indian residency requirement may apply depending on the applicable loan product and lending criteria.

Income Requirement

Minimum income requirements may apply based on the selected loan product and applicable assessment.

Employment / Business

Salaried or self-employed applicants may be assessed according to applicable product requirements.

Credit Profile

Credit history and other relevant financial information may form part of the assessment.

Existing Obligations

Existing loans, EMIs and other financial obligations may be considered during assessment.

Eligibility Assessment

Meeting the general criteria does not guarantee loan approval. Final eligibility, loan amount, interest rate and other terms are subject to verification, credit assessment and applicable lending policies.


CUSTOMER SUPPORT & GRIEVANCE

Customer Grievance Redressal

We are committed to providing a clear and structured process for customers to raise concerns, seek assistance and escalate unresolved grievances through the applicable channels.

GRIEVANCE RESOLUTION PROCESS

How to Raise & Escalate a Grievance

Customers are encouraged to first contact customer support. If the concern remains unresolved, it may be escalated to the designated Grievance Redressal Officer through the applicable contact details provided below.

01
FIRST LEVEL

Customer Support

For questions, service requests or concerns relating to your application, loan account or other services, please contact our customer support team.

EMAIL support@moneygrey.com
PHONE 8250562957
03
ESCALATION

Further Escalation

Where applicable, customers may use the relevant escalation mechanism available under the applicable regulatory framework after following the prescribed grievance process.

Applicable escalation process and regulatory mechanism will be provided here once the official process and details are confirmed.
Before Raising a Grievance

Please provide relevant details such as your name, application or loan reference number (where applicable), contact information and a clear description of the concern. This can help us understand and address the matter appropriately.

The grievance handling process, escalation timelines, contact details and regulatory escalation mechanism are subject to the applicable policies, agreements and regulatory requirements. Please refer to the latest official grievance redressal policy for complete details.

ABOUT MONEY GREY

About Money Grey

Learn more about Money Grey, its business model, corporate information and the applicable regulatory framework.

COMPANY INTRODUCTION

Responsible Lending with Transparent Information

Money Grey provides financial solutions through its applicable lending model and assessment process. Information relating to loan products, eligibility, pricing, charges and applicable terms is intended to help applicants make informed decisions before proceeding.

BUSINESS INFORMATION

Understanding Money Grey

Nature of Business Financial Services / Lending

Applicable financial and lending activities carried out in accordance with the company's approved business structure and applicable requirements.

Lending Model Direct Lending

The applicable lending model, including direct lending and/or involvement of authorised lending partners or service providers, will be disclosed as applicable.

Regulatory Status Active

Final regulatory information will be published only after verification against the applicable official regulatory records.

Registered Office C/O Sanjeev Kumar Sir Hind Road Opposite Byepass Patiala, Punjab 147001 India

Temporary placeholder — official registered office address to be updated after confirmation.

CORPORATE INFORMATION

Legal & Contact Details

LEGAL NAME VMR Finance Private Limited
CIN U67120PB1995PTC016568
REGISTERED OFFICE C/O Sanjeev Kumar Sir Hind Road Opposite Byepass Patiala, Punjab 147001 India
OFFICIAL EMAIL support@moneygrey.com
CONTACT NUMBER 8250562957
MANAGEMENT & TEAM

Management Information

Details of directors, management or other key personnel may be provided here where applicable and after the relevant corporate information has been verified.

Management / team details: XXXXX
Regulatory & Corporate Information Verification

Legal name, CIN, RBI registration / Certificate of Registration (CoR), registered office and other regulatory information should be verified against the latest official records and the company's applicable corporate documents before publication.

faqs

Clear Answers Before You Apply

Loan requests may be considered from ₹50,000 up to ₹20 lakh+, subject to the applicable product, eligibility criteria, assessment and lending terms. The final loan amount, if approved, is determined after the required verification and assessment.

Depending on the products and eligibility criteria applicable at the time of application, loan options may include personal, medical, education, wedding, home renovation and debt consolidation requirements. Availability and terms may vary by applicant and product.

The applicable interest rate depends on factors such as the loan product, applicant profile, credit assessment, loan amount, tenure and other applicable terms. The applicable rate, fees and charges will be communicated in the relevant loan documents before acceptance.

No. Submitting an application or checking eligibility does not guarantee loan approval. Every application is subject to applicable eligibility requirements, verification, credit assessment and lending policies. The final decision is communicated after the applicable assessment process.

Depending on the applicant and loan product, documents may include PAN, identity or address proof, income proof, bank statements, salary slips or business proof and other documents where applicable. Additional information may be requested during verification.

Eligibility may be assessed using the information provided in the application, income and employment or business details, existing financial obligations, credit profile and other applicable criteria. Meeting basic criteria does not by itself guarantee approval.

Processing time can vary depending on the completeness of the application, document verification, credit assessment and other applicable checks. No fixed approval or disbursement timeline should be assumed unless specifically stated in the applicable terms.

If a loan application is approved, disbursement is made after completion of applicable verification, documentation and other required conditions. The actual disbursement timing and amount depend on the final sanction and applicable terms.

Applicable processing fees, taxes, late-payment charges, foreclosure or prepayment charges and other applicable costs may vary by product and agreement. All applicable charges should be reviewed in the relevant pricing information and loan documents before accepting the loan.

For application-related or customer support queries, please use the contact details provided on the official website and relevant customer support or grievance channels. Keep your application or loan reference number available when contacting support, where applicable.

REGULATORY & CORPORATE INFORMATION

Proudly Registered & Regulated

Money Grey is the official digital loan platform providing customers with financial guidance, eligibility assistance and digital loan application services.

Customer Support

Grievance Redressal

At Money Grey, we strictly follow applicable RBI directives and have established an effective Grievance Redressal Cell to address customer grievances promptly and fairly. We are committed to responsible lending and ethical recovery practices and do not resort to any high-handed or inappropriate recovery methods. Customers can raise complaints or concerns regarding our services, loan applications or related matters, and we aim to resolve grievances within 5 working days.
Money Grey is operated by VMR Finance Private Limited, a Non-Banking Financial Company (NBFC) recognized and registered with the Reserve Bank of India (RBI), with CIN: U67120PB1995PTC016568.

Commitment: We aim to provide fair, transparent and timely assistance for every customer grievance.
REGISTERED NBFC

VMR Finance Private Limited

CIN:
U67120PB1995PTC016568

Established:
1995 • Patiala, Punjab

Registered Office:
C/O Sanjeev Kumar Sir Hind Road Opposite Byepass Patiala, Punjab 147001 India

OFFICIAL DIGITAL PLATFORM

Money Grey

Platform:
Digital Loan & Financial Services Platform

Services:
Financial Guidance • Eligibility Assistance • Loan Information • Digital Applications

Official Website:
www.moneygrey.com

Important Disclosure: Money Grey provides financial guidance, eligibility assistance and digital loan application facilities. Submission of a loan enquiry or application does not guarantee approval. Loan approval, applicable interest rates, fees, tenure and repayment terms are subject to eligibility, credit assessment and applicable lending policies.

Money Grey All Rights Reserved by Money Grey