MONEY GREY

Personal Loan Disclosure

Simple, transparent and clearly disclosed loan information before you apply.

โ‚น
โ‚น50K โ€“ โ‚น20L Loan Amount
โ‚น
LOAN AMOUNT โ‚น50,000 โ€“ โ‚น20,00,000

Subject to eligibility and credit assessment.

%
INTEREST RATE 7.5% โ€“ 22% p.a.

Actual rate depends on applicant profile and assessment.

A
MAXIMUM APR Up to 22% p.a.

Including applicable interest and eligible charges.

โ†—
REPAYMENT TENURE 6 โ€“ 120 Months

Final tenure depends on approved loan terms.

โœ“
Important Loan Disclosure

Loan approval is subject to eligibility, KYC verification, document verification and credit assessment. The final interest rate, APR, processing fees, applicable taxes, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before loan acceptance.

EMI Example

How Much Would the EMI Be on a โ‚น1 Lakh Loan?

The example below is provided to help you understand how the loan amount, interest rate and repayment period can affect your estimated monthly EMI and total repayment.

LOAN AMOUNT โ‚น1,00,000
REPAYMENT PERIOD 24 Months
EXAMPLE INTEREST RATE 12% p.a.
i
How does this example work? If you take a โ‚น1,00,000 personal loan for 24 months at an example interest rate of 12% p.a., the estimated EMI would be approximately โ‚น4,707 per month. The total estimated repayment would be approximately โ‚น1,12,968, including approximately โ‚น12,968 in interest.

Note: This calculation is provided for illustrative purposes only. Actual interest rates, APR, EMI, fees, taxes and repayment terms may vary based on eligibility, credit assessment and approved loan terms. Final details will be provided in the applicable KFS, sanction letter and loan agreement.

โ˜… SIMPLE PROCESS

Apply for a Personal Loan
in 4 Simple Steps

Complete your online application, submit the required documents and proceed through verification and credit assessment.

01
โ†—

Submit Your Application

Complete the online application with accurate personal, employment and financial information.

APPLICATION
02
โ–ฃ

Upload Documents

Upload PAN, Aadhaar, income proof, bank statements and additional documents as required.

DOCUMENTS
03
โœ“

Eligibility & Verification

Your identity, income, repayment capacity and other eligibility criteria are reviewed.

VERIFICATION
04
โ‚น

Approval & Disbursal

If approved, final loan terms are communicated before acceptance and funds are disbursed to your verified bank account.

DISBURSAL
โœ“

Submission of an application does not guarantee loan approval. Approval and disbursal remain subject to eligibility, verification, credit assessment and applicable lending policies.

PERSONAL LOAN DISCLOSURE

Transparent Loan Information

Applicable interest rates, fees, charges and repayment terms are disclosed before loan acceptance.

MAXIMUM APR 22% per annum
%

Maximum Annual Percentage Rate (APR) is inclusive of applicable interest and certain fees wherever applicable.

Interest Rate 7.5% โ€“ 22%
Processing Fee Up to 2% + GST
Repayment 6 โ€“ 120 Months
FEES & CHARGES

Applicable Charges

โ‚น
Processing Fee Up to 2% + GST
Documentation Charges Up to โ‚น500*
Stamp Duty / Agreement As per state laws
EMI Bounce Charges โ‚น590 + taxes*
Mandate Rejection โ‚น250 / instance*
Late Payment As applicable
WHY CHOOSE US

Why Choose MoneyGrey?

โ‚น

Flexible Loan Amount

Personal loans starting from โ‚น50,000 up to โ‚น20,00,000, subject to eligibility and credit assessment.

โ–ฃ

Simple Documentation

Submit KYC, PAN, Aadhaar, income proof and supporting documents through the application process.

โœ“

Safe & Secure

Customer information and submitted documents are handled through secure systems.

%

Transparent Charges

Applicable fees, interest rates and repayment terms are disclosed before loan acceptance.

โ—ท

Flexible Repayment

Choose repayment tenures ranging from 6 to 120 months, subject to approved loan terms.

โ†—

Dedicated Support

Our support team assists customers throughout the application, verification and servicing process.

Important Disclosure

Submission of a loan application does not guarantee loan approval. Final sanctioned loan amount, interest rate, APR, repayment period, processing fees, applicable taxes, other charges, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before acceptance.

ABOUT MONEY GREY

Transparent Loan Solutions Built Around Your Financial Needs

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Clear Loan Information

We provide clear information about applicable interest rates, fees, repayment terms and eligibility requirements, so applicants can understand the loan before applying.

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Responsible Assessment

Every application is subject to applicable eligibility criteria, verification and credit assessment. Loan amount, interest rate and approval are not guaranteed.

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Transparent & Secure Process

We aim to keep the application and loan journey clear, with information on documentation, applicable charges, repayment obligations and customer support.

MONEY GREY

Personal Loan Disclosure

Simple, transparent and clearly disclosed loan information before you apply.

โ‚น
โ‚น50K โ€“ โ‚น20L Loan Amount
โ‚น
LOAN AMOUNT โ‚น50,000 โ€“ โ‚น20,00,000

Subject to eligibility and credit assessment.

%
INTEREST RATE 7.5% โ€“ 22% p.a.

Actual rate depends on applicant profile and assessment.

A
MAXIMUM APR Up to 22% p.a.

Including applicable interest and eligible charges.

โ†—
REPAYMENT TENURE 6 โ€“ 120 Months

Final tenure depends on approved loan terms.

โœ“
Important Loan Disclosure

Loan approval is subject to eligibility, KYC verification, document verification and credit assessment. The final interest rate, APR, processing fees, applicable taxes, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before loan acceptance.

โ˜… SIMPLE PROCESS

Apply for a Personal Loan
in 4 Simple Steps

Complete your online application, submit the required documents and proceed through verification and credit assessment.

01
โ†—

Submit Your Application

Complete the online application with accurate personal, employment and financial information.

APPLICATION
02
โ–ฃ

Upload Documents

Upload PAN, Aadhaar, income proof, bank statements and additional documents as required.

DOCUMENTS
03
โœ“

Eligibility & Verification

Your identity, income, repayment capacity and other eligibility criteria are reviewed.

VERIFICATION
04
โ‚น

Approval & Disbursal

If approved, final loan terms are communicated before acceptance and funds are disbursed to your verified bank account.

DISBURSAL
โœ“

Submission of an application does not guarantee loan approval. Approval and disbursal remain subject to eligibility, verification, credit assessment and applicable lending policies.

PERSONAL LOAN DISCLOSURE

Transparent Loan Information

Applicable interest rates, fees, charges and repayment terms are disclosed before loan acceptance.

MAXIMUM APR 22% per annum
%

Maximum Annual Percentage Rate (APR) is inclusive of applicable interest and certain fees wherever applicable.

Interest Rate 7.5% โ€“ 22%
Processing Fee Up to 2% + GST
Repayment 6 โ€“ 120 Months
FEES & CHARGES

Applicable Charges

โ‚น
Processing Fee Up to 2% + GST
Documentation Charges Up to โ‚น500*
Stamp Duty / Agreement As per state laws
EMI Bounce Charges โ‚น590 + taxes*
Mandate Rejection โ‚น250 / instance*
Late Payment As applicable
WHY CHOOSE US

Why Choose MoneyGrey?

โ‚น

Flexible Loan Amount

Personal loans starting from โ‚น50,000 up to โ‚น20,00,000, subject to eligibility and credit assessment.

โ–ฃ

Simple Documentation

Submit KYC, PAN, Aadhaar, income proof and supporting documents through the application process.

โœ“

Safe & Secure

Customer information and submitted documents are handled through secure systems.

%

Transparent Charges

Applicable fees, interest rates and repayment terms are disclosed before loan acceptance.

โ—ท

Flexible Repayment

Choose repayment tenures ranging from 6 to 120 months, subject to approved loan terms.

โ†—

Dedicated Support

Our support team assists customers throughout the application, verification and servicing process.

Important Disclosure

Submission of a loan application does not guarantee loan approval. Final sanctioned loan amount, interest rate, APR, repayment period, processing fees, applicable taxes, other charges, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before acceptance.


Loan Process

How It Works Simple 5-Step Flow

Understand the application journey from eligibility assessment to disbursement, subject to applicable lending conditions.

Check Eligibility STEP 01

Check Eligibility

Submit your basic information to begin the eligibility assessment process.

Check Eligibility
Submit Application STEP 02

Submit Application

Provide the required information and documents for the applicable application process.

Submit Application
Verification and Assessment STEP 03

Verification & Assessment

The information provided and applicable credit profile are reviewed as part of the assessment.

Learn More
Lender Decision STEP 04

Lender Decision

The application is reviewed according to the applicable lending criteria and assessment process.

View Details
Loan Disbursement STEP 05

Disbursement

If approved and all applicable conditions are satisfied, the sanctioned amount is disbursed.

Get Started

*Important: Loan approval and disbursement are subject to applicable eligibility criteria, verification, lender assessment and execution of required documentation.

faqs

Clear Answers Before You Apply

Loan requests may be considered from โ‚น50,000 up to โ‚น20 lakh+, subject to the applicable product, eligibility criteria, assessment and lending terms. The final loan amount, if approved, is determined after the required verification and assessment.

Depending on the products and eligibility criteria applicable at the time of application, loan options may include personal, medical, education, wedding, home renovation and debt consolidation requirements. Availability and terms may vary by applicant and product.

The applicable interest rate depends on factors such as the loan product, applicant profile, credit assessment, loan amount, tenure and other applicable terms. The applicable rate, fees and charges will be communicated in the relevant loan documents before acceptance.

No. Submitting an application or checking eligibility does not guarantee loan approval. Every application is subject to applicable eligibility requirements, verification, credit assessment and lending policies. The final decision is communicated after the applicable assessment process.

Depending on the applicant and loan product, documents may include PAN, identity or address proof, income proof, bank statements, salary slips or business proof and other documents where applicable. Additional information may be requested during verification.

Eligibility may be assessed using the information provided in the application, income and employment or business details, existing financial obligations, credit profile and other applicable criteria. Meeting basic criteria does not by itself guarantee approval.

Processing time can vary depending on the completeness of the application, document verification, credit assessment and other applicable checks. No fixed approval or disbursement timeline should be assumed unless specifically stated in the applicable terms.

If a loan application is approved, disbursement is made after completion of applicable verification, documentation and other required conditions. The actual disbursement timing and amount depend on the final sanction and applicable terms.

Applicable processing fees, taxes, late-payment charges, foreclosure or prepayment charges and other applicable costs may vary by product and agreement. All applicable charges should be reviewed in the relevant pricing information and loan documents before accepting the loan.

For application-related or customer support queries, please use the contact details provided on the official website and relevant customer support or grievance channels. Keep your application or loan reference number available when contacting support, where applicable.