Privacy Policy

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PRIVACY & DATA PROTECTION

Privacy Policy

This Privacy Policy explains how Money Grey may collect, use, store and process information when you visit our website, submit an enquiry or application, or interact with our services.

Effective Date: XXXXX
Policy Version: XXXXX
Data
Protection
Important Notice

This Privacy Policy should be read together with the applicable Terms & Conditions, Disclaimer and Grievance Redressal Policy. The exact data practices applicable to a particular product, application or lending arrangement may also depend on the relevant agreement, consent and applicable legal or regulatory requirements.

01
INTRODUCTION

About This Privacy Policy

Money Grey ("Money Grey", "we", "us" or "our") respects the privacy of individuals who visit, use or interact with our website and services.

This Privacy Policy describes the categories of information that may be collected, the purposes for which such information may be used, the circumstances in which information may be shared, and the choices or rights that may be available to you.

By using the website or voluntarily submitting information through an enquiry or application form, you acknowledge that you have read this Privacy Policy and understand the processing described here, subject to any consent that may separately be required.

02
INFORMATION COLLECTION

Information We May Collect

Depending on how you interact with Money Grey, we may collect information that is necessary for the relevant purpose and permitted under applicable requirements.

Personal Details

Such as your name, contact details, date of birth and other information voluntarily provided by you.

Financial Information

Where required for an application, information relating to income, employment, existing obligations or other relevant financial details.

Application Information

Information submitted in connection with an enquiry, eligibility request or loan application.

Technical Information

Certain technical information such as browser, device, IP address, usage and website interaction data may be collected.

03
PURPOSE OF PROCESSING

How We May Use Your Information

Information may be processed for purposes relevant to your interaction with Money Grey, including:

  • To respond to enquiries and requests for information.
  • To process and assess an application where applicable.
  • To verify information submitted by an applicant where required and permitted.
  • To communicate with you regarding your enquiry, application or service.
  • To provide customer support and handle grievances.
  • To maintain website security and prevent misuse, fraud or unauthorised activity.
  • To comply with applicable legal, regulatory or contractual obligations.
04
INFORMATION SHARING

When Information May Be Shared

Money Grey does not represent that personal information will never be shared. Information may be disclosed where necessary for legitimate purposes and subject to applicable consent, contractual, legal and regulatory requirements.

Possible Recipients

Depending on the relevant service or lending arrangement, information may be shared with authorised service providers, technology providers, verification providers, lending partners or other parties where permitted or required.

Where third-party or lending-partner involvement applies, the applicable terms, disclosures and consent requirements should be reviewed before information is processed or shared.

05
THIRD-PARTY SERVICES

Partners & Service Providers

Our website or services may use third-party technology, infrastructure, communication, analytics, verification or other service providers.

Such providers may process information only to the extent necessary for the services they provide, subject to the applicable contractual, security, privacy and legal requirements.

If a particular application involves an authorised lending partner or service provider, additional disclosures or consent may apply.

06
DATA SECURITY

Protecting Your Information

We take reasonable measures appropriate to the nature of the information and applicable requirements to protect information against unauthorised access, misuse, alteration, disclosure or destruction.

Access Controls Access may be restricted to authorised personnel or service providers.
Security Measures Appropriate technical and organisational measures may be used.
Risk Awareness No online transmission or storage system can be represented as completely risk-free.
07
DATA RETENTION

How Long Information May Be Kept

Personal information may be retained for as long as reasonably necessary for the purpose for which it was collected, to provide services, resolve disputes, maintain records, comply with legal or regulatory obligations, or protect legitimate interests.

Retention periods may vary depending on the type of information, the nature of the relationship, applicable agreements and legal or regulatory requirements.

08
YOUR RIGHTS & CHOICES

Your Information, Your Choices

Subject to applicable law and the nature of the information and processing involved, you may have rights or choices regarding your personal information.

01
Access

Request information about personal data processed about you, where applicable.

02
Correction

Request correction of inaccurate or incomplete information, where applicable.

03
Withdrawal of Consent

Where processing is based on consent, you may have the right to withdraw it, subject to applicable limitations.

04
Grievance

Raise a privacy-related concern through the applicable grievance channel.

Rights and available choices depend on applicable law, the purpose of processing, contractual obligations and the nature of the information involved.

09
COOKIES & TECHNOLOGIES

Cookies & Website Usage

Our website may use cookies or similar technologies to support essential functionality, improve website performance, understand website usage and, where applicable, support analytics or other permitted purposes.

You may be able to control or restrict cookies through your browser settings. Disabling certain cookies may affect some website functionality.

10
CHILDREN'S PRIVACY

Information Relating to Minors

Our services are not intended to be used by individuals who are not legally eligible to access or apply for the relevant financial service.

We do not knowingly seek to collect personal information from individuals where such collection is prohibited by applicable law.

11
POLICY UPDATES

Changes to This Privacy Policy

This Privacy Policy may be updated from time to time to reflect changes in our practices, services, technology, legal requirements or regulatory requirements.

Any updated version will be published on this page with the applicable effective date. We encourage users to review this page periodically for the latest version.

12
CONTACT & PRIVACY QUERIES

Questions About Your Privacy?

If you have a question, request or concern regarding this Privacy Policy or the processing of your personal information, please contact the designated privacy/customer support channel.

Email XXXXX
Phone XXXXX
Registered Office XXXXX
TRANSPARENCY & RESPONSIBLE DATA HANDLING

Your Information Should Be Handled Responsibly

Money Grey does not use this Privacy Policy to make guarantees about security, loan approval, eligibility or any financial outcome. Information processing remains subject to the applicable purpose, consent, agreements, policies and legal or regulatory requirements.

Money Grey All Rights Reserved by Money Grey