Terms & Conditions

By accessing, browsing or using the Money Grey website, you acknowledge that you have read, understood and agree to be bound by these Terms & Conditions, together with the applicable Privacy Policy, Disclaimer and other policies published on the website.

If you do not agree with any part of these terms, please discontinue use of the website and related services.

Money Grey provides information and digital facilities relating to loan enquiries, eligibility assessment and related financial services, subject to the applicable business model, agreements and regulatory requirements.

Information displayed on the website is intended to help users understand available products, requirements, processes and applicable conditions.

Eligibility for any loan product may depend on several factors, including the applicant's information, income, employment or business profile, credit history, existing obligations, location, documentation and applicable lending criteria.

• Applicants must provide information that is accurate and complete to the best of their knowledge.
• Additional eligibility requirements may apply depending on the applicable loan product.
• Meeting basic eligibility requirements does not guarantee approval or disbursement.
• Final eligibility remains subject to applicable verification and assessment.

When submitting a loan enquiry or application, you may be required to provide personal, contact, employment, income, financial and other information necessary for processing the request.

You are responsible for ensuring that information submitted by you is accurate, current and not misleading.

• Do not submit information belonging to another person without appropriate authority.
• Do not knowingly provide false, incomplete or misleading information.
• Notify the applicable service provider if material information changes during processing.

Information submitted through the website may be reviewed and verified as part of the applicable assessment process.

Depending on the applicable lending model, this may include verification of identity, income, employment or business information, credit profile, documents and other relevant information.

Additional documents or information may be requested where required for assessment, compliance, verification or other legitimate purposes.

Interest rates, Annual Percentage Rate (APR), fees, processing charges, taxes, penalties and other applicable charges may vary depending on the product, applicant profile, assessment, applicable agreement and other relevant factors.

Any rate, EMI, repayment amount or charge displayed through a calculator or informational section should be treated as an illustration unless expressly communicated as an applicable contractual term.

Submission of an application or completion of an eligibility check does not guarantee that a loan will be approved.

Any approval or sanction is subject to applicable eligibility criteria, verification, credit assessment, internal policies, documentation and other applicable conditions.

Where a loan is approved, disbursement is subject to fulfilment of the applicable conditions and execution of the required documentation.

Users agree to use the website only for lawful and legitimate purposes.

• Provide truthful and accurate information.
• Keep login credentials and personal information secure where applicable.
• Do not attempt to interfere with or disrupt the website or its systems.
• Do not use automated methods to abuse forms, systems or services.
• Do not attempt unauthorized access to any part of the website or associated systems.

By submitting your contact information and providing applicable consent, you may be contacted regarding your enquiry, application, verification, service updates or other purposes permitted by applicable law and the relevant consent.

Communication may take place through permitted channels such as phone, SMS, email, WhatsApp or other digital communication methods, as applicable.

You should review the applicable consent language presented at the time of submission.

Depending on the applicable business and lending model, Money Grey may work with authorised service providers, technology providers, verification providers, lending partners or other relevant parties.

Where information is shared with third parties, such sharing will be subject to applicable consent, agreements, legitimate purposes and legal or regulatory requirements.

Users should review the Privacy Policy for additional information regarding data processing and sharing.

Personal and financial information submitted through the website may be processed for purposes described in the applicable Privacy Policy and consent notices.

We aim to handle information responsibly and apply reasonable safeguards appropriate to the nature of the information and applicable requirements.

For complete information regarding collection, use, sharing, retention and user choices, please review the Privacy Policy .

Unless otherwise stated, website content including text, graphics, logos, icons, images, design elements, software and other materials may be owned by or licensed to the applicable entity.

Users may not reproduce, modify, distribute, republish, sell or commercially exploit website content without appropriate authorization, except where permitted by applicable law.

Reasonable efforts may be made to keep website information available and updated. However, online services may occasionally become unavailable because of maintenance, technical issues, network problems or circumstances beyond reasonable control.

Website information should not be interpreted as a guarantee of any financial outcome, loan approval, credit score, interest rate or disbursement.

To the extent permitted by applicable law, the applicable entity will not be responsible for losses arising solely from reliance on general website information where the relevant contractual or disclosed terms provide otherwise.

These Terms & Conditions may be updated from time to time to reflect changes in services, business practices, legal requirements or regulatory requirements.

The updated version will be published on this page with the applicable effective date or version information.

Users are encouraged to review this page periodically when using the website or related services.

These Terms & Conditions shall be interpreted in accordance with the applicable laws of India, subject to the specific contractual terms and applicable regulatory requirements governing the relevant product or service.

Any applicable jurisdiction or dispute-resolution provisions should be finalized according to the registered entity, agreements and legal advice applicable to the business.

If you have questions regarding these Terms & Conditions, website services or your application, you may contact the applicable support team using the official contact details published by Money Grey.