Adjust the loan amount, interest rate and repayment tenure to understand your estimated monthly EMI, total interest and overall repayment.
Enter your preferred loan details below. You can change the values anytime to compare different repayment scenarios.
Enter the applicable processing fee, if any. Leave 0 if not applicable.
Follow these simple steps to get an indicative estimate of your monthly repayment.
Enter the amount you want to calculate, from ₹50,000 up to ₹20 Lakh.
Enter the applicable annual interest rate provided for your loan.
Choose your repayment period between 12 and 60 months.
Compare estimated EMI, interest and total repayment before applying.
The chart shows how your estimated repayment is distributed between principal and interest over time.
This illustrative schedule shows the estimated split between principal and interest for each month.
| Month | Opening Balance | EMI | Principal | Interest | Closing Balance |
|---|
Important: The EMI figures shown above are illustrative estimates calculated using the information entered by the user. Actual EMI, interest rate, loan amount, tenure, fees, taxes and repayment schedule may differ based on the applicable loan terms and final assessment. This calculator does not constitute an offer, sanction or guarantee of loan approval. Please review the applicable loan agreement and disclosures before accepting any loan.
Clear information about interest rates, applicable fees, charges, tenure and the overall cost of borrowing helps applicants understand the loan terms before proceeding.
| Particular | Details |
|---|---|
|
Loan Amount
|
₹50,000 – ₹20 Lakh+ Subject to eligibility and applicable assessment. |
|
Interest Rate
|
10.50% – 22.00% p.a. The applicable rate within this range may vary based on borrower profile, credit assessment, loan product, tenure and applicable pricing parameters. |
|
APR
|
As disclosed in the applicable KFS APR represents the applicable all-inclusive annualised cost as disclosed in the relevant Key Fact Statement. |
|
Processing Fee
|
As applicable Any applicable processing fee will be disclosed in the relevant loan documentation before acceptance. |
|
GST / Taxes
|
As applicable Applicable taxes and statutory levies, if any, will be charged as per applicable law. |
|
Tenure
|
12 – 60 months The available tenure may vary depending on the loan product and eligibility. |
|
Late Payment Charges
|
As per applicable agreement Any applicable overdue or late-payment charges will be disclosed in the applicable loan documentation. |
|
Foreclosure / Prepayment
|
As applicable Applicable terms, conditions and charges, if any, will be disclosed in the relevant agreement. |
|
Other Charges
|
As disclosed in applicable documents No charge should be assumed unless it is disclosed in the applicable documentation. |
Eligibility and other relevant applicant information may be considered during assessment.
Credit profile and other applicable assessment parameters may influence the final loan terms.
Pricing and charges may differ according to the applicable loan product and its terms.
Loan amount and repayment tenure form part of the applicable repayment structure.
The interest rate, APR, fees, charges and repayment obligations applicable to a borrower may vary based on eligibility, credit assessment, loan product, tenure and applicable terms. The final pricing applicable to a borrower will be communicated through the relevant Key Fact Statement, loan agreement and other applicable documentation before acceptance.
Applicants should review the applicable interest rate, APR, fees, taxes, repayment schedule and other charges in the relevant documents before accepting the loan.
Understand the application journey from eligibility assessment to disbursement, subject to applicable lending conditions.
STEP 01
Submit your basic information to begin the eligibility assessment process.
Check Eligibility
STEP 02
Provide the required information and documents for the applicable application process.
Submit Application
STEP 03
The information provided and applicable credit profile are reviewed as part of the assessment.
Learn More
STEP 04
The application is reviewed according to the applicable lending criteria and assessment process.
View Details
STEP 05
If approved and all applicable conditions are satisfied, the sanctioned amount is disbursed.
Get Started*Important: Loan approval and disbursement are subject to applicable eligibility criteria, verification, lender assessment and execution of required documentation.
Loan requests may be considered from ₹50,000 up to ₹20 lakh+, subject to the applicable product, eligibility criteria, assessment and lending terms. The final loan amount, if approved, is determined after the required verification and assessment.
Depending on the products and eligibility criteria applicable at the time of application, loan options may include personal, medical, education, wedding, home renovation and debt consolidation requirements. Availability and terms may vary by applicant and product.
The applicable interest rate depends on factors such as the loan product, applicant profile, credit assessment, loan amount, tenure and other applicable terms. The applicable rate, fees and charges will be communicated in the relevant loan documents before acceptance.
No. Submitting an application or checking eligibility does not guarantee loan approval. Every application is subject to applicable eligibility requirements, verification, credit assessment and lending policies. The final decision is communicated after the applicable assessment process.
Depending on the applicant and loan product, documents may include PAN, identity or address proof, income proof, bank statements, salary slips or business proof and other documents where applicable. Additional information may be requested during verification.
Eligibility may be assessed using the information provided in the application, income and employment or business details, existing financial obligations, credit profile and other applicable criteria. Meeting basic criteria does not by itself guarantee approval.
Processing time can vary depending on the completeness of the application, document verification, credit assessment and other applicable checks. No fixed approval or disbursement timeline should be assumed unless specifically stated in the applicable terms.
If a loan application is approved, disbursement is made after completion of applicable verification, documentation and other required conditions. The actual disbursement timing and amount depend on the final sanction and applicable terms.
Applicable processing fees, taxes, late-payment charges, foreclosure or prepayment charges and other applicable costs may vary by product and agreement. All applicable charges should be reviewed in the relevant pricing information and loan documents before accepting the loan.
For application-related or customer support queries, please use the contact details provided on the official website and relevant customer support or grievance channels. Keep your application or loan reference number available when contacting support, where applicable.
Transparent loan information, responsible assessment and clear terms to help you make informed financial decisions.
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